Why choose Spinny Insurance?
Instant Quote & Policy
Fill in your details for an instant quote. Like the offer? We’ll cover you.
Claims Support
Expert support for claims or insurer issues, every step of the way.
Reliable & Secure
IRDAI-approved policies for full coverage and peace of mind.
Easy Renewals
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Have queries related to Spinny’s car insurance policies? Reach out to us via email or phone using the information below.
Email
Write us at [email protected]
Phone
Call us on 928-985-9260
Frequently Asked Questions
An insurance policy protects you and your car against hefty financial losses. Under the Motor Insurance Policy Law, it is mandatory to have a motor insurance policy if you own a 2-wheeler, 4-wheeler or both.
Premium is your vehicle’s insurance cost that you undertake to pay to the insurance company in return for the coverage which the company provides.
Different insurance plans have different coverage tenures. The tenures of various plans include:
- Bike insurance - third party plans: 1 year- 5 years; comprehensive plans: 1 year- 3 years or 5 years
- Car insurance - third party plans: 1 year- 3 years, comprehensive plans: 1 year- 3 years
Buying insurance policies online is a simple process. You can compare different policies and choose the one that best suits your needs. Then you fill out an online proposal form, submit the necessary documents, and pay the premium online to get the policy issued. You can easily purchase insurance policies online after comparing different policies and choosing the best one. After you’ve selected a policy, you need to fill an online proposal form, submit the required documents and pay the premium online and the policy is issued.
There are several insurance policies in the market that serve similar needs but provide different coverage benefits and premium rates. The best insurance policy provides you the best coverage features at the lowest premium rates. Therefore, comparing is necessary before buying insurance policies. There are a number of insurance policies available in the market pertaining to similar needs and yet have different coverage benefits and premium rates. The best insurance policy which provides the best coverage features at the lowest premium rates. That is why comparing is necessary before buying insurance policies.
A claim is said to occur when an unforeseen event occurs and the insurance company becomes liable to pay the compensation for the financial loss suffered by the insured.
*This premium, excluding 18% GST, applies to Motor Third Party Liability Insurance for private cars with cubic capacity of less than 1000 cc for a 1 year policy and may vary depending on the cubic capacity of the vehicle. The TP rates are provided by IRDAI and are subject to change as per the guidelines issued by authority from time to time.
