This Privacy Policy (hereinafter referred to as “Privacy Policy”) informs you of the manner in which Spinny Insurance Broker Private Limited (hereinafter referred to as “SIBPL” or “We” or “Us” or “Our”) collects, uses, maintains and discloses Personal Information collected from You (hereinafter referred to as “User” or “You” or “Your”) of the site www.spinnyinsurance.com (“Website” or “Platform”). This Privacy Policy describes in detail how We treat User information We collect on our website and through other offline sources. This Privacy Policy applies to present and former website visitors. By visiting and/or using our Website, You indicate that You understand, agree and consent to this Privacy Policy. You hereby accord your unconditional consent or agreement to SIBPL to collect, use, store, process, Your Information. This Privacy Policy is an integral part of the Terms & Conditions of the Website.

Information We Collect:

We collect your information when You use Our Website or use our Platform or avail any SIBPL services either as a registered user or otherwise when You use or browse Our Website. The Information may be collected by Us in various ways which includes without limitation when Users visit Our Website, register on our Website or use any services, features or resources We make available on our Website.

Personal Information would include name, email address, residence, phone number, date of birth, occupation details. If You transact with Us, We may collect additional Information such as billing address, a credit/debit card number, expiration date.

Use of Your Information:

• To customize User experience for You and to facilitate usage of the Website. We may rely on your information to issue Your policy.
• To provide the customer-related services and customer support services.
• To send information and updates pertaining to Your order.
• To perform any other functions subsequent to Your consent.

How We Share Your Information:

• We rely on third-party service providers to perform a variety of services on Our behalf. To do so, we may need to share Your information with them. In each instance described above, such third-party service providers have assured us in writing that they apply data protection measures, at least equal to those set out below in the section “Data Security Measures”.
• We may share Your information for marketing or business purposes with entities whose products and services We believe would be of interest to You. Provided that any such marketing shall always be in accordance with the regulations made by Insurance Regulatory and Development Authority (“IRDAI”) in this regard. If you prefer that such information may not be shared for the said purpose, you may notify us at [email protected].
• We may share your information pursuant to a court order, subpoena, or a request made by law enforcement agencies or as may be required by law or for the purpose of detecting any illegality, fraud.
• Other Purposes: We may share your information for reasons not described in this policy. We will tell you before we do this.

Third-Party Site Usage:

If you click on one of the links to third-party websites, you may be taken to websites We do not control. This policy does not apply to the privacy practices of those websites. Read the privacy policy of other websites carefully. We are not responsible for these third-party sites.

How We Protect Your Information:

We adopt appropriate data collection, storage, and processing practices and security measures to protect against unauthorized access, alteration, disclosure, or destruction of your personal information, username, password, transaction information, and data stored on Our Site.

Disclaimer:

All information collected by us is in accordance with and as permissible by the respective statutory authorities/regulators including without limitation the IRDAI and Reserve Bank of India (“RBI”). The Banking, transactional details will be retained in accordance with the extent permitted by the Reserve Bank of India and user details in accordance with and to the extent as permitted by IRDAI. This Policy is liable to be changed by SIBPL in accordance with any amendments made by any Statutory/Regulatory from time to time including without limitation any changes made in the act or regulations thereunder. The information collected by us may be retained till such period as mandated by IRDAI from time to time in this regard.

Grievance Redressal:

If you have any questions about this Privacy Policy or other privacy concerns, you can also email us at [email protected].